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In more recent years, Reno has experienced rapid growth as a strong economy and a cost of living less than most of California has resulted in a housing boom. New construction is widespread emanating from all sides of the city and into the surrounding valleys. A direct result of such rapid growth has been a dramatic increase in housing prices in the area, with Reno-Sparks being named one of the most overvalued housing markets in the nation in 2006. On March 15, 2006, a new upscale shopping center, The Summit Sierra, opened in the southern suburbs of Reno.
The closure of many downtown casinos has sparked a surprising movement to turn these empty buildings into condominiums. Out-of-state developers have purchased the Comstock and the Sundowner, amongst others, in hopes of turning them into upscale condos. In addition to converting old properties, these developers are building new structures on once-vacant lots.
If
you are moving to Nevada you will probably need to know answers to
questions like the following:
What is the right amount of coverage for me?
This is a very difficult question to answer without first sitting down with
each of our clients and asking them several questions about your situation,
assets you are trying to protect and exposures you currently have. Remember
that every situation is different.
How can I lower my premiums?
There are several ways to lower your premiums, some of them include
increasing your deductibles, adding a preferred provider option to you auto
coverage, placing your home and auto coverage with the same company,
carpool, good student and safe driver discounts. Whatever your situation, we
will inform you of every discount available to meet your needs and save you
as much money as possible.
Should I carry full coverage on my auto?
The easiest way to answer this is to ask yourself, if my car disappeared
today would I need the money from my insurance company to replace it. If the
answer to this questions is “yes” then you do need full coverage.
What Do I Do If I Have a Claim?
As an Independent Agent we will help you with the claims process. At 1st
Nevada Insurance we prefer that you contact us with the first report of
claim and we can then help you throughout the process. However if you
prefer, most of the companies we represent do have toll free numbers and you
can report claims direct to the company 24 hours a day, seven days a week.
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